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Money: 8 Tips For Keeping Your Cash
Here's 8 personal finance tips Damon Darlin distilled from two years worth of his Your Money columns in the NYT:
* Postpone buying high-tech products like PCs, digital cameras and high-definition TVs for as long as possible. And then buy after the selling season or buy older technology just as a new technology comes along.
* Never pay a real estate agent a 6 percent commission.
* Buy used things, except maybe used tires.
* Consolidate your cable, phone and Internet service to get the best deal.
* Lose weight. Carrying extra pounds costs tens of thousands of dollars over a lifetime.
* Do not use your home as a piggy bank if home prices are flat or going down or if interest rates are rising.
* Enroll in a 401(k) at work immediately.
* And, I'm sorry, I'm really serious about this last one: make your own coffee.
Each of the tips has a link to its spawning article. The piece's title gears it towards graduates, but we know there's people at every stage of their life who could stand to read it. -- BEN POPKEN
More Advice Graduates Don't Want to Hear [NYT]
(Photo: Johnny Vulcan)
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