Thursday, April 17, 2008

Save Money on Food by Buying Whole Animals and Other Extreme Saver Secrets [...



 
 

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who-me.pngYahoo Finance profiles several "extreme" savers, folks who call saving money a passion and go to unconventional lengths to stretch their dollars. For example, to save on rising food costs:

Uber saver Mike Hegarty, a CPA in Des Moines, Iowa, says he saves $500 a year on meat by purchasing whole animals from local farms. In case you've never done it and you're having a hard time visualizing it in your garage, when you buy a quarter of a cow from a local farm, a butcher cuts it into the familiar hamburger, flank and sirloin steaks and packages it for you. An extra bonus: Local farms often raise all-natural or even organic beef, pork and chicken.
The article highlights other unorthodox tips for saving money on retail, automobiles, charity, commuting and housing, phone service, and travel. If you've got an extreme saver tip of your own, let's hear about it in the comments.


 
 

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Sunday, April 13, 2008

General Outage Hits GrandCentral [Fail]

oops...

 
 

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via Consumerist by Carey on 4/13/08

Lets%20Not%20Pretend%20We%20Werent%20Warned.jpgGoogle's telephone service GrandCentral has been down all morning. The service's first general outage affects all customers; any calls to GrandCentral numbers are immediately disconnected.

From TechCrunch:

We've noted problems with the service in the past, but never a general outage. The site is down. The service is down. Everything appears to be offline.

If you want to be a phone company, and get your users to rely on you to manage all of your incoming calls, this simply cannot happen.GrandCentral is an amazing service that lets you forward calls, record chats with customer service agents, and save on incoming calls with T-Mobile. We would highly recommend that you grab a number, but the outage is affecting their website.

Google has yet to release a statement or give any indication when GrandCentral will be back up and running—though it better be soon. Google's starting to make Verizon look good, and that's simply intolerable.

If You Wanna Be A Phone Company, You Can't Go Dead [TechCrunch]



 
 

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What Happens When You Pay Your $0.19 Amex Bill With 7 Origami Checks? [Myste...



 
 

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via Consumerist by Carey on 4/13/08

origami.jpgBad Consumer Smith finally paid off his American Express Optima card after 14 years, but couldn't believe that Amex tacked on a $0.19 finance charge to his last bill. Smith summoned his lesser angels to work out a fitting response. Here's what he came up with:

I sent AmEx two checks for a penny each, one for two cents, two for three cents, one for four cents, and one for a nickel.

I didn't want them to accidentally drop one, and I was still in a bad mood, so I folded the first check up. Then the second. Then I realized I could fold them all up... around each other.

Topped off with the billing slip, with "stupid bill" written in green marker on it.

Hit the jump for Amex's response.

Smith writes:

Since at least 1994 I have had an American Express Optima card.

We finally paid the darn thing off.

I waited patiently for my final billing statement, and sent in the payment electronically the next day.

Except AmEx doesn't believe in Grace Periods, only Average Daily Billing.

So, AmEx decided my final bill of 340 odd dollars was an average daily bill of $23. So they sent me a bill for $.19 interest.

Unfortunately for all involved they sent me that in the middle of a really BAD week.

I thought about this.

What is the most evil way I can pay this thing?

If I do 19 payments of one cent each through my bank it will just go to the AmEx computers. That's too easy.

I started to send in $.19 from my desktop piggy bank.

Then I realized I wouldn't know they received it, and I really don't want a LATE bill for nineteen cents.

So I started to send a check for one center and 18 cents cash. (I have sent in $1.00 or similar checks before with paper forms to other billers—- then I know they got the damn thing).

Decided I didn't want to pay for the postage to mail a nickel.

Realized my bank gives me unlimited checks, unlimited check cashing for free.

So I tear out a chunk of checks.

Realize that if I'm the person processing the check, 19 checks for a penny each is pretty easy.

So I sent AmEx two checks for a penny each, one for two cents, two for three cents, one for four cents, and one for a nickel.

I didn't want them to accidentally drop one, and I was still in a bad mood, so I folded the first check up. Then the second. Then I realized I could fold them all up... around each other.

Topped off with the billing slip, with "stupid bill" written in green marker on it.

It just might have taken less time to wait on hold and be transferred 17 times trying to get them to waive a bill for $.19, but I have my doubts. AmEx has call centers in India just like everyone else.

Am I a bad consumer, or just sick of bull hockey? How hard would it have been for the computers to be programmed to say, "bill amount is less than cost of mailing, cheaper to waiver bill?" I have one medical laboratory I deal with who doesn't bill below a threshold — it's cheaper to eat the bill than send out and process a bill for some minimum.

Stupid conglomeramegacorporation.

-Bad Consumer Smith

Amex cashed the checks. Each and every one of them. We can't say we're surprised, but we do commend Smith for his creativity.


 
 

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Friday, April 11, 2008

Swap Clothes and Accessories for Free at Rehash [Recycling]

okay, i don't really care about swapping clothes, but i am disturbed by the fact that the average american throws away 68 pounds of clothes each year.

 
 

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rehash.pngWeb site Rehash is like an online swap meet for clothes and accessories. According to the site, the average American throws away around 68 lbs. of clothes per year—Rehash is a place to recycle those clothes and get something in return. Once you've joined, you can list anything you want to exchange, along with items you're looking for. Rehash trades can happen either in person or through shipping, though the site doesn't have anything in place to help you with shipping. Obviously Goodwill is always there to take your clothes donations so that you aren't trashing your unused clothes every year, but if you're looking to get something in return, Rehash may be a good place to do it. Thanks Antonella!



 
 

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Tuesday, April 8, 2008

Bloglines - Make your own rain barrels

Bloglines user ncaut (nc_aut@yahoo.com) has sent this item to you.


Gardenaut

Make your own rain barrels

By Jeremiah McNichols

It's still the rainy season in Central Texas, but you'd best anticipate your plant's needs, so we're thinking about water now, before it's not so easy to come by. To that end, we've been experimenting with various uses for the plastic barrels we picked up last year. Our irrigation system to water our main garden gets more complicated by the day, and I'll detail it soon, but this project is an easy one that can help any size garden. Many urban centers offer subsidized rain barrels for purchase, so make sure to check before you go to all this trouble. That said, barrels purchased from most city programs cost between $50 and $100, and some limit you to one per household. This one cost $12 to make with just a few specialized parts, a couple of tools, and a couple hours.

Our ingredients for this project are almost all shown above: A watertight plastic barrel (this one is 30 gallons), a spigot of some kind with a 3/4" outlet, a drill with a bit slightly smaller than the spigot's inlet (this one's 1/2"), a couple of metal nuts (we bought ours in our local home improvement store's electrical section, where such things are used to make conduit pipes waterproof), and a couple of appropriately-sized rubber washers or a grommet (split the grommet in half with the knife to make two narrower pieces). You'll also need a circular saw, a keyhole saw, and a pair of pliers or vise grips. If you don't have a circular saw I'm sure you could manage this with a nice sharp hand saw.

Other materials you will need depend on how you're siting your barrel. More on that below, this list is starting to sound long.

If you use a circular saw don't cut it like this. My able assistant held and slowly rolled the barrel while I handled the saw. I cut around the top of the barrel 95% of the way, leaving a small amount uncut so that the top opened and closed like a lid on a (bad) hinge. This was necessary in order to reach inside the barrel to tighten the inside nut that secures the spigot to the wall of the barrel.

Next we drilled a hole in the side of the barrel, quite close to the bottom because we knew we'd be raising it up off the ground to increase the pressure. We threaded a metal nut and then a rubber seal all the way onto the spigot, screwed the spigot into the hole, and attached the seal and nut to the other side, tightening with the pliers but not so tight that the grommets get distorted and lose their seal. Work up a little Zen attention and don't overdo it.

Here's where those other materials come in. I wanted to feed water to the rain barrel from a part of our house's lackluster gutter system (I installed gutters along most of one side of our house, then quit because gutters are just so expensive). Part of the gutter was not sloped properly and so water pooled and then overflowed a nearby end cap, far away from our cistern. This area also overhangs a concrete porch and this seemed like the perfect place to locate a rain barrel that we could use to water a small herb garden around the corner, far from our main vegetable plot.

So I also bought a couple of gutter elbows, a "T"piece for a downspout, a 10' length of downspout and a couple of hanging brackets. We figured out about where we wanted the barrel to sit on a 36" tall cinder block base - I don't care what the townies say, it's always nice to have some spare cinder blocks laying around - and eyeballed where the downspout would need to head into the barrel. We marked this with a Sharpie, drilled holes in the four corners of this shape and then cut it out with a keyhole saw.


Here's the end result. It will supply 30 gallons of water to our small front herb and flower garden, our potted plants, and our purchased plants that haven't yet made it into the ground.
If you have nice landscaping and you'd like to preserve its visual integrity, make sure to situate this in a corner or near a wall and try wrapping it in a reed screen and/or painting the barrel a dark color. The latter is okay for a shady location but probably not a good idea for a sunny one. If you try to hide this kind of thing with tall-growing plants you'll just draw attention to it, and bushes are a bad idea because you need easy access.

In our next installment I'll detail our drip irrigation system, which owes its water to both gravity feeding and a pump. It didn't work out quite as we discussed in this post - it's better!


Sunday, April 6, 2008

Add Flavor to Your Water with Natural Add-Ins [Health]

i'm generally fine with the taste of water, but i still thought this was interesting.

 
 

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waterlemon_scaled.jpgWater—it helps maintain energy, it can break a sugary soda habit, but glass after glass of the plain stuff can leave you longing for something with more kick. The Wise Bread blog offers up a few not-so-common suggestions for adding a little kick to your H20 without spending or stressing:

Ginger - If you like spices, ginger is a great way to add a "zing" to your water. If it is added to boiling water it is also a great way to clear your throat and sinuses during a cold.
Citrus - My husband's family members often freeze a small citrus fruit called kalamansi in ice cube trays and then put the ice cubes in water for flavor. The same can be done with other citrus fruits and the water produced would be infused with vitamin C.
Herbs - Mint, lemongrass, and parsley are great for adding aroma and a hint of green to your water. If you want to release the flavor you can crush the plants a little bit before putting them into your water.

All good suggestions, but I have to imagine our health-savvy, DIY-minded readers have come up with a few unique flavors of their own. Got a refreshing recipe? Share in the comments.



 
 

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